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Roopa Kudva

Sep 2026 • linkedin

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Are India's savings adequate for our growth ambitions? On the face of it, headline gross savings look comfortable at 35% of GDP. But look beneath the surface. In my latest op-ed for The Economic Times, I argue India faces a structural mismatch between where savings are going and where investment capital is needed. FIVE KEY POINTS: 1. SAVINGS PREDOMINANTLY GO INTO PHYSICAL ASSETS: Households account for the largest share of savings. But roughly two-thirds of household savings remain locked in real estate, land, and…

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#economy#savings#investments#growth
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