Vishal Kumar
@vishal-kumar-906581ab
12K @LinkedIn | Principal Data Scientist @BharatPe | ex Paytm | IIT Delhi | Credit Risk Modelling | Growth |Fintech | Machine Learning | Deep Learning | Artificial Intelligence |R&D|
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Experience
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Principal Data Scientist
BharatPe was founded in 2018 with the vision of making financial inclusion a reality for Indian merchants. In 2018, BharatPe launched India’s first UPI interoperable QR code, the first zero MDR payment acceptance service. In 2020, post-Covid, BharatPe also launched India’s only zero MDR card acceptance terminals – BharatSwipe. Currently…
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Lead Data Scientist
Fraud Model: I developed a highly effective Fraud model aimed at detecting Straight Rollers within the Personal loan portfolio. By utilizing advanced data analytics and machine learning techniques, I successfully identified and prevented fraudulent loan applications. This model significantly enhanced the overall security and integrity of the loan application process,…
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